community-oriented mortgage lending
(2) Community-oriented mortgage lending For purposes of this subsection, the term “community-oriented mortgage lending” means providing loans— (A) to finance home purchases by families whose income does not exceed 115 percent of the median income for the area, (B) to finance purchase or rehabilitation of housing for occupancy by families whose income does not exceed 115 percent of median income for the area, (C) to finance commercial and economic development activities that benefit low- and moderate-income families or activities that are located in low- and moderate-income neighborhoods, and (D) to finance projects that further a combination of the purposes described in subparagraphs (A) through (C).